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Industrial Injuries
Disablement Benefit (IIDB): We pay
Industrial Injuries Disablement Benefit (IIDB)
to people who have become disabled because of
an accident at work or a disease caused by
their job. It is paid whether or not you are
now working. IIDB can also be claimed by and
paid to people of state pension age in addition
to those of working age.
This scheme does not cover you if you were
self-employed at the time of the accident or
the onset of the disease.
You must normally have had the accident or
got the disease in Great Britain.
The amount of benefit you get depends on how
serious your disability is. We may need you to
have a medical examination. The doctor will
give us advice about how seriously you are
disabled and how long they think your
disability will last.
For an online claim form, visit the website:
www.jobcentreplus.gov.uk/
NASS Advice: Any
claim for Industrial Injuries Disablement
Benefit is made against the National Insurance
contributions you have paid all your working
life so you are entitled to make such a claim
if your health has been affected by your work.
Also, these claims do not have to prove your
employers negligence was responsible for your
condition.
When making such a claim for Industrial
Injuries Disablement Benefit, you should be
aware you will need substantial medical
evidence to back up your claim. You will most
likely also have to visit doctors working for
the IIDB for further examination.
These doctors have the difficult job of
giving your disability a rating in percentage,
anything below 14% and you will not receive any
benefits, although you may be able to claim for
Reduced Earnings Allowance if your illness has
led to you having to work in places where your
earnings are reduced.
The other problems these doctors face is
that some people have nothing wrong with them
and others greatly exaggerate their illness.
Also, these doctors are under preasure by
certain Government bodies not to pass too many
cases.
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It is not uncommon for people with quite
severe disabilities to be awarded 13%. Anyone
thinking about making a false claim should
think otherwise as to deceive doctors into
awarding over 14% is almost impossible and only
makes genuine claims more difficult.
Many cases are assessed as having
disabilities over 14% at first, then on the
final assessment, when the disability is said
to be as it will be for life, are reduced to
below 14%, this meaning payment is only made up
until the final assessment. An appeal can be
lodged if this happens to you and you disagree
with the decision. If you have a previous
disability of say 5% and another at 10% they
should be added to make 15%. One unfortunate
individual is known to have at least four
separate disabilities as he lost various parts
of his anatomy in accidents at work in
different incidences.
There is a new scheme hopefully to be
introduced in 2007 that will allow the IIDB to
claim any payments they make back from the
employers responsible for the Disability in
question. This may help the Doctors setting the
percentage of Disability as it will no longer
be seen as a burden on the Government and Tax
Payers. Many payments will then be made by the
Company responsible.
If you dispute the findings of the IIDB
Doctors concerned with your case, you can
appeal against their decision, it is common
place for people to use the appeal process.
You can claim and represent yourself at
these hearings although most people want
specialist solicitors to help. If you are in a
Union, they will advise what solicitor should
represent you.
If making a claim yourself, make sure you
have everything attached to your claim form in
print explaining everything about how the
Disability began and the affect on your life.
Also, any medical documents such as test
results. Doctors that work for the IIDB will
then cross examine you on what you have printed
to make sure you are being truthful.
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